Complete suite of budgeting tools, savings calculators, and financial planners — all 100% free, no signup required.
Start with these high-impact calculators used by thousands monthly
Calculate monthly payments, total interest, and amortization schedule. Compare 15 vs 30-year loans with charts.
Calculate your exact take-home pay after federal, state, FICA & Medicare taxes. See 2025 tax breakdown.
Calculate totals for any savings challenge. Plan 52-week, envelope, and custom challenges with instant breakdown.
Calculate debt-free date using snowball or avalanche method. See total interest and get payoff timeline.
Divide income using the 50/30/20 rule. Calculate needs, wants, and savings percentages instantly.
Find your recommended emergency fund size based on income stability, expenses, and lifestyle.
Specialized calculators for specific financial situations
Plan your cash envelope budget system. Allocate income to categories and print envelope labels.
See how savings grow with compound interest. Calculate investment returns with monthly contributions.
Plan multiple sinking funds for future expenses. Calculate monthly savings for holidays, vacation, repairs.
Track freelance and gig income. Monitor earnings, hours, and hourly rates across income sources.
Never miss a bill due date. Organize bills on a visual calendar synced with paycheck schedule.
Calculate VA loan payments with 0% down. See benefits of no PMI and competitive rates for veterans.
Calculate FHA mortgage with 3.5% down payment. Compare PMI costs and total monthly payments.
Find how much house you can afford based on income, debts, and down payment using the 28/36 rule.
Get calculations in real-time as you type. No waiting, no processing delays.
All calculations happen in your browser. We don't store or share your financial data.
No hidden fees, no premium plans. Every tool is 100% free forever.
Yes! All our financial calculators are 100% free with no hidden costs, no registration required, and no credit card needed. We believe everyone deserves access to quality financial planning tools.
No account needed! All calculators work instantly without signup. Your calculations stay private in your browser and aren't stored on our servers.
Our calculators use standard financial formulas and are regularly tested for accuracy. However, they provide estimates for planning purposes. For major financial decisions, consult with a certified financial advisor.
Absolutely! All our calculators are fully responsive and work perfectly on smartphones and tablets. Calculate on the go, wherever you are.