North Carolina After-Tax Calculator (2025)

State Tax:4.50%(Flat Tax)

5,000/mo searches/month

Tax-Friendly State

North Carolina Tax Summary: North Carolina has a flat tax income tax of 4.50%. North Carolina has a flat income tax of 4.50% for all income levels. This represents a middle ground - not as low as Pennsylvania (3.07%) but lower than many states. The state has been reducing its in...

Your Income Information

Enter your salary details to calculate your take-home pay after federal, state, FICA, and Medicare taxes

Annual Salary *

Filing Status

State

Dependents Under 17

$2,000 child tax credit per child

Annual Bonus (Optional)

Annual Take-Home

$39,929

79.9% of gross

Monthly Take-Home

$3,327

Per month

Total Taxes

$10,072

20.14% effective rate

Hourly After Tax

$19.2

Based on 2,080 hrs/year

Detailed Tax Breakdown

See exactly where your money goes

Tax Type	Annual	Monthly	% of Income
Federal Income Tax	$3,871.5	$322.63	7.7%
State Income Tax	$2,375	$197.92	4.8%
FICA (Social Security)	$3,100	$258.33	6.2%
Medicare	$725	$60.42	1.5%
Total Taxes	$10,071.5	$839.29	20.14%
Net Take-Home Pay	$39,928.5	$3,327.38	79.9%

Standard Deduction

$15,750

Taxable Income

$34,250

Marginal Tax Rate

12.00%

Where Your Money Goes

Breakdown of gross salary

Salary Comparison

Compare with nearby salary levels

Take-Home Pay by Period

Your net income across different time periods

Annual

$39,928.5

Monthly

$3,327.38

Biweekly

$1,535.71

Weekly

$767.86

Daily

$153.57

Hourly

$19.2

Official Data Sources

Our calculator uses verified tax rates from official government sources, updated annually

•

Federal Tax Brackets:

IRS Revenue Procedure 2024-40

irs.gov/forms-pubs →

•

Standard Deductions:

IRS 2025 Tax Tables

irs.gov →

•

FICA (Social Security):

Social Security Administration - Wage Base $176,100

ssa.gov →

•

Medicare Tax:

Centers for Medicare & Medicaid Services

cms.gov →

Last Updated: January 2025 (Tax Year 2025) •Next Update: January 2026 •State Tax Rates: Tax Foundation, State Revenue Departments

Disclaimer: This calculator provides estimates for educational and planning purposes. Actual tax liability may vary based on deductions, credits, and other factors. For precise calculations, consult a tax professional or use official IRS tools. Tax data is based on 2025 rates and is updated annually.

North Carolina Income Tax System

How North Carolina taxes your income

North Carolina has a flat income tax of 4.50% for all income levels. This represents a middle ground - not as low as Pennsylvania (3.07%) but lower than many states. The state has been reducing its income tax rate over the years (it was 5.25% in 2022) to attract businesses and residents.

Pros of Living in North Carolina

✓Moderate flat tax (4.50%)
✓Rapidly growing job markets
✓Affordable cost of living
✓Mild climate
✓No tax on Social Security

Cons of Living in North Carolina

✗Sales tax (4.75% base, up to 7.5%)
✗Rising housing costs in metros
✗Property tax varies by county
✗Limited public transportation
✗Summer humidity

Cost of Living in North Carolina

What to expect financially

North Carolina offers an excellent quality of life with moderate costs. The Research Triangle (Raleigh-Durham-Chapel Hill) and Charlotte have booming job markets in tech, finance, and healthcare. Cost of living is reasonable, weather is mild, and the state has beaches and mountains. Increasingly popular for young professionals and retirees.